We do Renovation Loans!
- Can be part of a purchase loan or refinance loan.
- Minimum Credit Score is 620.
- Up to 97% loan to value ratio based on after repaired value.
- Need to complete construction within 12 months of closing.
Generally, improvements should be permanently affixed to the real property (either dwelling or land), with the exception of certain appliances installed with kitchen and utility room remodels. You may use the Renovation loan to purchase appliances as part of an overall remodeling project that includes substantial changes or upgrades to the rooms in which the appliances are placed.
These loans are EASY! If you are interested please complete the application link above.