Good Morning! I’ve written about this before, but its important so I didn’t want to let the year go by without touching on it again. My job as a loan officer allows me to have a unique perspective into people’s lives. I can see how much money people make, and how much money they have…
Good Morning! Some of you have been getting my updates for years, and I want you to know I appreciate you! Hope everyone has a great holiday! Spend time with your family, and put memories in your memory banks! Talk to ya next week! Thanks for reading! Get Pre Approved For A Loan HereMy…
Good Morning! Often when you get divorced and once spouse keeps the house, per the terms of the divorce you must refinance your home to get your Ex spouse off the house and get them their share of the equity. The problem is – you have been told by a loan officer that they can’t…
Good Morning! If you have a conventional loan, and your loan to value ratio is over 80% – you will be paying monthly mortgage insurance to the lender. No one likes paying monthly mortgage insurance. It’s extra money added to your payment every month, and it’s doesn’t help pay down the balance of the loan.…
Good Morning! Good news – FHA loan limits are going up in most counties. For instance, in Dallas county the max FHA loan for 2020 is $404,800. This is great news! More people will be able to qualify for homes, due to FHA being more flexible on credit scores and debt to income ratios. To…
Good Morning! Before you go out house hunting make sure you have enough money available to get your house closed. …I know it sounds simple, but many people don’t realize the amount of funds they will need available to get into a house. Here is a simple breakdown of your out of the out of…
Good Morning! Can you believe it’s already December? Christmas will be here before you know it. I hope you get to spend time with those you love, and get to put alot of memories into your memory bank. Reminder – property tax bills are due at the end of January. If you have a non…
Good Morning! I have good news – Fannie Mae is raising their max loan amounts for most counties in the US to $510,400. The reason this is good news is the rates are lower, and the down payments are lower on Conventional loans than Jumbo loans. Before, if you wanted a 510k loan amount you…
Good Morning! I hope you had a good weekend, and will have a great Thanksgiving week! Since it’s Thanksgiving – I thought I would give you some fun facts acout Thanksgiving… – The first Thanksgiving was celebrated in 1621 over a three day harvest festival. It included 50 Pilgrims, 90 Wampanoag Indians, and lasted three…
Good Morning! I wanted to give you a productivity tip today. It’s an add on to Gmail that I use alot. It’s called Boomerang. You can lean about it here… https://www.boomeranggmail.com/ If you get an email that requires some form of action on your part – but you don’t have time to do it…