Good Morning! Wanted to let you know we updated the Mortgage Calculator on our web site. If you have ever wondered how much extra you would need to pay each month to knock a year, five years, ten years, etc. off your loan – you should check it out. You can calculate it quickly. Sometimes…
Good Morning! Just a note on rates. …they are low! …very low! If you haven’t considered refinancing – you should, because rates in the 2’s are possible. If you would like us to take a look for you, and get you some numbers please contact us. We would love to help you out! That’s it…
Good Morning! I wanted to show you how we’ve been refinancing Jumbo loans lately. If you have a Jumbo you know the rates are aweful still. So, how do you take advantage of the low convnetional rates, and refinance your loan? I’ll show you how: Check out this short video I just did for you… …
Good Morning! Mortgage tip: If you are about to get into the loan process to buy or refinance a house – don’t go out and buy things on credit. It sounds simple, and you would think most people would know this without being told. I have a loan right now where a borrower got…
Good Morning! Here are two quick credit tips for you… 1) 30% of your score is made up of the ratio between your available credit vs your actual balances on revolving credit accounts (like credit cards). You don’t want to charge these accounts over 50% of the available balance, and it’s even better if you…
Good Morning! I just saw that active Forbearances declined by 435,000 last week. This is an encouraging sign. Remember, from a loan perspective it’s very difficult to get a loan if you are currently in Forbearance, and the loan is behind. Lenders will insist the loan be brought current, and removed from Forbearance before they…
Good Morning! What do you do if you are in the process of applying for a loan and you have filed an extension on your taxes? Your loan officer asks you for last year’s tax return, but you can’t give it to him or her because you filed an extension. Easy! …You give your loan…
Good Morning! The other day I had a borrower ask me if they could apply for a 30 year mortgage even though they were 78 years old. I can see why they asked this question. …The odds are they may not be around for another 30 years. Just so you know… It’s against the law…
Good Morning! Hey you guys! …changing it up this morning. Made a little video for you in an attempt to make you a smarter Mortgage shopper. It’s short, but I promise you will learn something… http://somup.com/cY1UI8QBM4 Have a great day! And, thanks for reading! Brett Get Pre Approved For A Loan HereMy Previous Blog
Good Morning! If you have an FHA loan that means your mortgage insurance is permanent. It will always be part of your payment. If you feel you have a 20% equity position or better in your property – it’s a good time to refinance into a Conventional loan to get rid of your FHA MI.…