A Cheap And Easy Way To Bump Your Credit Scores…
I wanted to pass on a cool product I found for those of you that are needing to build your credit scores…
FHA Has Made These Changes Official…
FHA has made it official…
With the passing of H.R. 5981 and the resulting Public Law 111-229, FHA was given authority to change the amount charged to borrowers for both the Up Front and the Annual premiums. These changes as outlined in Mortgage
Are You An Investor With More Than 4 Properties?…
If you are a real estate investor – you have probably been told you can’t have more than 4 Fannie Mae loans.
Not Sure If You Want To Sell Or Refinance? …Be aware of this.
I had someone last week that wanted to refinance after a recent listing – and I thought you should be aware of the possible implications of this situation.
If you are torn about whether to refinance your current house – or – to list it for sale – here’s something for you to keep in mind…
I See This Simple Thing Kill Many Loans…
I wrote about this 6 months ago – but I think it bears repeating.
This simple thing stops many loans in their tracks – and I want you to be aware of it.
We Allow You To Use Gifts For Down Payment On These Loans…
Good Morning!
Did you realize that we allow gifts on non government insured loans (including jumbos!) up to 85% Combined Loan To Value Ratios?
The Two Ways To Get Rid Of Monthly Mortgage Insurance With FHA…
Good Morning! Many people ask me if they have to pay monthly mortgage insurance on an FHA loan. The answer is “yes”. Unless… There are really only two ways around monthly mortgage insurance on an FHA loan… 1) Do a 15 year mortgage and the loan to value ratio has to be under 90%. 2) …
If You Make This Tax Deduction It Could Impact Your Approval…
Good Morning!
If your are submitting your tax returns to get a mortgage I want you to be aware of something….
Older Applicants Shouldn’t Fear This…
Good Morning!
Hope you had a good weekend!
“How can I apply for a 30 year mortgage when I’m 78 years old?”
I Can Do This Loan For You Down To A 580 Score…
Good Morning!
Did you know we still have an FHA portfolio program that will take credit scores down to 580?
I know you have probably heard that if your score is below 620 you don’t have a shot at a mortgage – not true.