If you are thinking about getting cash out of your home – I want you to know your options.

We have some complicated cash out laws in the State of Texas. So, here’s what you need to know…

I didn’t envision this when I made Friday’s video message to you.

…but some of you were a little irked that I didn’t give away the secret tactic I referred to in the video email.

If you are wanting to improve your credit scores – you are in luck!

…I just posted another video on my web site that can show you another way to get your scores up.

There was an announcement in the mortgage market late last week that many of the major banks have gone to a minimum score of 640 for all FHA loans.

…Well, that may be the case for them – but not me!

You don’t have to make a lot of money to buy a house!

Nine days ago I closed a loan for a person that made $10.25 an hour – and she bought a $94,500 house.

Hope you had a good weekend!

I see this situation often – so I wanted to revisit the idea of overlay guidelines with you.

It’s getting harder and harder to find mortgage companies that will still do loans for manufactured homes.

…but, I still do loans for manufactured homes!

I wanted to remind you that FHA’s mortgage insurance is changing next Monday (October 4th).

It will be lower annually, and a little higher monthly.

I get many people applying for mortgages that have challenged credit.

I can get some of them loans. …some of them I can’t.

…but, many just assume they can’t get a loan – and don’t apply at all.

There aren’t too many ways to buy a house with no money down anymore.

…You’ll be happy to know that it is possible to buy your dream house with no money out of your pocket. …You just have to know how.

Category Archives: Brett’s Mortgage Blog