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Brett’s Mortgage Blog

Presidential Election’s Effect On Mortgage Rates…

I hope you had a good holiday weekend! The bond markets reacted to the presidential election last week by having…

8 years ago

The Most The Seller Can Help You With Closing Costs – By Loan Program…

Did you know when you purchase a home you can ask the seller to help pay your closing costs, prepaid…

8 years ago

Cool Way To Use A Reverse Mortgage To Buy Your Retirement Home…

I had a borrower recently use a reverse mortgage to purchase a house, and I wanted to tell you their…

8 years ago

Two Quick Credit Tips…

Here are two quick credit tips for you… 1) 30% of your score is made up of the ratio between…

8 years ago

3 Bonus Income Keys…

We want to be able to use your bonus income to help you get a mortgage. However, here are three…

8 years ago

Foreclosure Wait Times…

I wanted to quickly go over the waiting period various loan programs have for Foreclosure. FHA – 3 years from…

8 years ago

Expenses To Be Aware Of When Buying A House…

Before you go house hunting make sure you have enough money available to get your loan approved and your house…

8 years ago

News On USDA Loans…

Here is an interesting change regarding Manufactured Housing with the USDA program. We were previously restricted to only being able…

8 years ago

Good News On USDA Loans…

How's this for some good news... Both the upfront guarantee fee and annual fee for purchase and refinance using USDA…

8 years ago

Waiting Period For Chapter 7 Bankruptcy…

I wanted to let you know how the major mortgage programs treat Chapter 7 bankruptcy… FHA: 2 years from discharge…

8 years ago