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Brett’s Mortgage Blog

Few Fun Facts About July 4th…

Good Morning! I hope you and your family have a great 4th of July tomorrow! Few fun facts about 4th of July... -…

7 years ago

How Long You Have To Wait To Get A Mortgage With A Chapter 7 Bankruptcy…

Good Morning! I wanted to let you know how the major mortgage programs treat Chapter 7 bankruptcy… FHA: 2 years…

7 years ago

How To Get A Mortgage Without Removing Disputes From Your Credit Accounts…

Good Morning! You may have been told by your loan officer that you have to remove the disputes from your…

7 years ago

How Paying Extra Can Shave Years Off Your Mortgage…

Good Morning! I have borrowers ask me if paying extra on their mortgage payment each month will save them money…

7 years ago

Max Seller Contributions On Conventional Loans…

Good Morning! On Conventional loans, the maximum amount that an interested party (such as the seller) can contribute to the…

7 years ago

Lower Rates And Mortgage Insurance For This Program…

Good Morning! Home Possible is a Conventional loan program offered by Freddie Mac.  It has income limits, but many Texas…

7 years ago

Use Your Bank Statement Deposits To Get A Loan…

Good Morning! I run into a lot of self-employed people that “maximize their deductions” on their tax returns. They make…

7 years ago

Who Can Give You A Gift…

Good Morning! Are you planning to use a gift for the down payment or closing costs when using a Conventional…

7 years ago

Tip For Renters Who Want To Buy A House…

Good Morning! If you rent from an individual (no apartment complex or management company) – you must PROVE you paid…

7 years ago

How To Get A VA Loan If You Have Had A Foreclosure, Or Bankruptcy…

Good Morning! I hope you're having a good week so far! I want to go over the VA guidelines for…

7 years ago