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Brett’s Mortgage Blog

One Way Around High Debt To Income Ratio…

Good Morning! Have you been told that your credit is good enough to get a loan, but your debt to…

5 years ago

Your Property Tax Bill Will Come Out Soon…

Good Morning! Your property taxes will be due soon.  The bill usually comes out in November. There are two issues…

5 years ago

Quickest Way To Get Disputes Removed From Your Credit…

Good Morning! I have written about this before, but it's important so I wanted to touch on it again... I…

5 years ago

How You Can Qualify For A VA Loan…

Good Morning! What It Takes To Qualify For VA: You should be a veteran. You will need a Certificate of…

5 years ago

Know This Before You Buy A House…

Good Morning! I’ve covered this before, but I think it’s worth repeating… Before you go out house hunting make sure…

5 years ago

Waiting Period For Bankruptcy And Foreclosure…

Good Morning! I've written about this before, but it's been a while and thought I would touch on it again.…

5 years ago

Minimum Down Payment For Different Programs…

Good Morning! I wanted to give you a brief updated summary of various loan products and the minimum down payment…

5 years ago

Anatomy Of A No Cost Refinance…

Good Morning! I have people ask me about no-cost refinances. I wanted to take a minute and tell you exactly…

5 years ago

Repair Escrows When Using An FHA Loan…

Good Morning! You may not be aware of this be we do allow repair escrows on FHA 203b loans. (203b…

5 years ago

How Alt Doc Loans Work…

Good Morning! The Alternative Doc mortgage market continues to grow. These are loans for people that can't prove their income…

5 years ago