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Brett’s Mortgage Blog

Minimum Waiting Period For Chapter 7 Bankruptcy For Each Loan Program…

Good Morning! Here is the waiting period for Chapter 7 bankruptcy for each major mortgage loan program... FHA: 2 years…

4 years ago

Where Is Your Down Payment Coming From?…

Good Morning! One of the most important things you will have to do when you apply for a loan is…

4 years ago

How To Avoid Paying Mortgage Insurance When You Buy A House…

Good Morning! If you have a conventional loan, and your loan to value ratio is over 80% – you will…

4 years ago

Three Important Changes To FHA Loans Regarding Student Loans…

Good Morning! HUD came out with three important changes to FHA loans.  Specifically regarding how they underwrite student loan payments…

4 years ago

Be Aware Of This If You Change Jobs During The Loan Process…

Good morning! Sometimes we have people apply for mortgages that have recently changed jobs. Here are a few things to…

4 years ago

How Yesterdays Fed Announcement Affects Mortgage Rates…

Good Morning! Mortgage rates are on the rise today. This is due to the Fed's announcement yesterday that they may…

4 years ago

How A No Cost Refinance Works…

Good Morning! I have people ask me about no cost refinances. I wanted to take a minute and tell you…

4 years ago

Down Payment Requirements For Various Loan Programs…

Good Morning! One of the most common questions I get from borrowers is “How much will I have to put…

4 years ago

How To Buy A House Using A Reverse Mortgage…

Good Morning! I've written about this before, but we have more and more people passing the age 62 threshold, so…

4 years ago

Don’t Do This When Applying For A Mortgage…

Good Morning! Mortgage tip: If you are about to get into the loan process to buy or refinance a house…

4 years ago