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Brett’s Mortgage Blog

Still Possible To Get Rates In The 2’s…

Hello! Rates are currently higher than they were, but they are still low. We are still seeing rates as low…

3 years ago

Know This Before You Apply For A Loan…

Hello! I touch on this from time to time, but it’s important so I want to revisit it… One of…

3 years ago

Your Credit Score Affects This Too…

Hello! When it comes to your mortgage payment your credit score can affect your interest rate, and your homeowners insurance…

3 years ago

Here’s Two Quick Credit Tips For You…

Hello! Here are two quick credit tips for you… 1) 30% of your score is made up of the ratio…

3 years ago

Good Way To Save Thousands On Your Loan…

Hello! While rates are still relatively low I wanted to show you how smart it can be to reduce the…

3 years ago

Who Can You Get A Gift From On An FHA Loan…

Hello! FHA gift questions come up often. I wanted to give you the rules on FHA gift giving. Here ya…

3 years ago

One Way Around Two Years Tax Returns To Get A Loan…

Hello! If you get 1099's instead of W-2's at the end of the year from your employer - that means…

3 years ago

Waiting Period To Get A Mortgage If You Have Filed Chapter 7 Bankruptcy…

Hello! I wanted to let you know how the major mortgage programs treat Chapter 7 bankruptcy… FHA: 2 years from…

3 years ago

Two Most Common Questions About Reverse Mortgages…

Hello! Did you know we do Reverse Mortgages? I wanted to address the two most common questions that I get…

3 years ago

How An ITIN Loan Works…

Hello! For foreigners that aren't eligible for a social security number, but want to work in the US the IRS…

3 years ago