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Brett’s Mortgage Blog

Two Important Things To Know About USDA Loans…

Hello! If you are considering a USDA loan there are two things you should be aware of… 1) There are…

2 years ago

Be Aware Of This If You Are Changing Jobs During The Loan Process…

Hello! We have many people apply for mortgages that have recently changed jobs. Here are a few things to keep…

2 years ago

How Long To Wait Before You Can Get A Mortgage After Bankruptcy…

Hello! I wanted to let you know how the major mortgage programs treat Chapter 7 bankruptcy… FHA: 2 years from…

2 years ago

Buying A House Using A Reverse Mortgage…

Hello! I’ve written about this before, but we have more and more people passing the age 62 threshold, so I…

2 years ago

How To Get A Mortgage If You Have Filed An Extension On Your Taxes…

Hello! What do you do if you are in the process of applying for a loan and you have filed…

2 years ago

Credit Tip For You…

Hello! Did you realize that 30% of your score is made up of the ratio between your available credit vs…

2 years ago

Don’t Do This During The Mortgage Process…

Hello! Mortgage tip: If you are about to get into the loan process to buy or refinance a house –…

2 years ago

How To Get A VA Loan After Foreclosure Or Bankruptcy…

Hello! I want to go over the VA guidelines for Foreclosure, and Bankruptcy. VA Short Sale Deed-In-Lieu of Foreclosure Foreclosure:…

2 years ago

VOE Only To Prove Your Income…

Hello! Did you know we have a VOE (Verification of Employment) program that is considered full doc? This program is…

2 years ago

How To Structure A Repair Escrow On An FHA Loan…

Hello! You may not be aware of this but we do allow repair escrows on FHA 203b loans. (203b is…

2 years ago