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Brett’s Mortgage Blog

Smart Time To Lower Your Monthly Bills…

Good Morning! There are a few reasons people refinance their homes… – Get Cash Out. – Lower Rate, Or Lower…

2 years ago

New Conventional Loan Limits…

Hello! I wanted to let you know that as of last week we have increased the Conforming loan limit to…

2 years ago

How Debt Consolidation Can Help You…

Hello! If you have credit card debt it’s a good time to consider a consolidation loan. If you have $20,000…

2 years ago

Two Ways To Avoid Paying Mortgage Insurance…

Hello! If you have a conventional loan, and your loan to value ratio is over 80% – you will be…

2 years ago

Know Where Your Down Payment Is Coming From…

Hello! One of the most important things you will have to do when you apply for a loan is to…

2 years ago

How Our VOE Program Works…

Good Morning! Did you know we have a VOE (Verification of Employment) program that is considered full doc? This program…

2 years ago

Who Can And Can’t Give A Gift On An FHA Loan…

Hello! FHA gift questions come up often.  This is where the buyer would get a gift to help in purchasing…

2 years ago

How To Get A Loan If You Filed An Extension On Your Tax Return…

Hello! What do you do if you are in the process of applying for a loan and you have filed…

2 years ago

How A Delayed Cash Out Loan Works…

Hello! If you purchased a home using your own cash, and now would like to pull your cash back out…

2 years ago

The Other 100% Financing Program…

Hello! You might be surprised to know that there are many realtors out there that are unaware of the USDA…

2 years ago