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Brett’s Mortgage Blog

How Your Credit Score Is Compiled…

I wanted to give you a quick breakdown of how your credit score is calculated by the credit bureaus… 35%…

2 years ago

Who Can Give A Gift On A Conventional Loan…

Hello! Are you planning to use a gift for the down payment or closing costs when using a Conventional Loan?…

2 years ago

Product Spotlight: Jumbo Loan To 90% LTV

We have Non QM Jumbo loans up to 90% LTV. Loan amounts on this product go up to four million…

2 years ago

Your Down Payment Options By Loan Program…

I have borrowers ask me every day how much they need to put down to purchase a home.  Here are…

2 years ago

Two Ways You Can Avoid Paying Mortgage Insurance…

If you have a conventional loan, and your loan to value ratio is over 80% – you will be paying…

2 years ago

No Money Down On This Loan Program…

I wanted to take a minute and feature the USDA loan program. If you are looking for a home in…

2 years ago

One Way To Roll Repairs Into A Purchase…

I want to show you how to roll repairs into a purchase price. I've touched on this subject from time…

2 years ago

If You Want To Buy A House Now, Not Later, Consider This…

It's true that mortgage rates are higher than they were a year ago. However, the real estate market has also…

2 years ago

Rules For Gift Giving On FHA Loans…

FHA gift questions come up often. I wanted to give you the rules on FHA gift giving. Here ya go……

2 years ago

Alternative Documentation Loan Products Available…

Hello! We are a full service mortgage lender.  This means we provide a broad spectrum of loan options to help…

2 years ago