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Brett’s Mortgage Blog

How Long To Wait After Bankruptcy To Get A Mortgage…

I wanted to let you know how the major mortgage programs treat Chapter 7 bankruptcy… FHA: 2 years from discharge…

2 years ago

Be Aware Of This If You Change Jobs During The Loan Process…

Sometimes we have people apply for mortgages that have recently changed jobs. Here are a few things to keep in…

2 years ago

New Product… Up to 80% Financing. No Income / Employment Necessary On Application

Here is a new product we just got in... Purchase owner occupied, or second home. No income necessary. No employment…

2 years ago

We Have A VOE Only Program For Income Documentation…

Did you know we have a VOE (Verification of Employment) only program that is considered full doc? This program is…

2 years ago

We Love Our Clients…

Part of the fun of being in the mortgage business is that we get to help people.   Buying or…

2 years ago

Housing News, And A Personal Note…

New home construction growth has gone from a fourteen year low to a thirteen month high. This goes for single…

2 years ago

Be Careful Of This When You Do A Lease Option…

I had this situation come up again recently… Advice: If you enter into a lease option agreement don’t give cash…

2 years ago

Know Where Your Down Payment Is Coming From…

One of the most important things you will have to do when you apply for a loan is to show…

2 years ago

How To Get A Loan If You Have Been Out Of Work…

If you have recently been out of work, and now you are working again – here’s what you need to…

2 years ago

How Delayed Financing Works…

If you purchased a home using your own cash, and now would like to pull your cash back out –…

2 years ago