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Brett’s Mortgage Blog

Two Quick Credit Tips For You…

Here are two quick credit tips for you… 1) 30% of your score is made up of the ratio between…

1 year ago

If You Are Getting Divorced This Loan Can Be Useful…

In Texas we have some unusual rules when it comes to getting cash out of our homes. For owner occupied…

1 year ago

Mortgage Facts For You…

Couple of facts about the mortgage market... 1)  In 2021 there were fourteen million mortgage loans made in the US. …

1 year ago

If You Paid Cash For A House, And Now You Want Your Cash Out…

If you purchased a home using your own cash, and now would like to pull your cash back out –…

1 year ago

Is Your Income Eligible For Down Payment Assistance…

If you want or need down payment assistance, TSAHC is a good one, and one that we use alot. There…

1 year ago

Product Spotlight: Bank Statement Loan…

I wanted to spotlight one of our Alternative Doc loans. This would be for someone that is self employed, or…

1 year ago

How Long To Wait After Bankruptcy To Get A Mortgage…

I wanted to let you know how the major mortgage programs treat Chapter 7 bankruptcy… FHA: 2 years from discharge…

1 year ago

Be Aware Of This If You Change Jobs During The Loan Process…

Sometimes we have people apply for mortgages that have recently changed jobs. Here are a few things to keep in…

1 year ago

New Product… Up to 80% Financing. No Income / Employment Necessary On Application

Here is a new product we just got in... Purchase owner occupied, or second home. No income necessary. No employment…

1 year ago

We Have A VOE Only Program For Income Documentation…

Did you know we have a VOE (Verification of Employment) only program that is considered full doc? This program is…

1 year ago