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Brett’s Mortgage Blog

Rates Are Going Lower…

Believe it or not we are seeing rates as low as in the mid 5's on a face rate for…

1 year ago

Two Issues With Property Taxes This Time Of Year…

If you pay your property taxes apart from your mortgage payment, and you didn’t get them paid by then end…

1 year ago

Do You Need Delayed Fiancing?

If you purchased a home using your own cash, and now would like to pull your cash back out –…

1 year ago

How To Get A Loan With Foster Care Income…

If you receive money from the State or a County sponsored organization for providing foster care for children you can…

1 year ago

Who Can Give A Gift On A Conventional Loan…

Are you planning to use a gift for the down payment or closing costs when using a Conventional Loan? Not…

1 year ago

FHA Loan Limits Are Going Up In Your Area…

FHA loan limits are going up for case numbers after 1/1/24. For Texas Metro Areas, the limits are higher:  …

1 year ago

We Love Our Clients And Their Testimonials…

Part of the fun of being in the mortgage business is that we get to help people.  Buying or refinancing…

1 year ago

How Long You Have To Wait To Get A Mortgage After Bankruptcy…

I hope you had a great Thanksgiving holiday! I wanted to let you know how the major mortgage programs treat…

1 year ago

100% Financing Down To A Credit Score Of 580…

Most Down Payment Assistance is tied to your income.  If you make too much money you don’t qualify for the…

1 year ago

Two Ways You Can Avoid Paying Mortgage Insurance…

If you have a conventional loan, and your loan to value ratio is over 80% – you will be paying…

1 year ago