Are you planning to use a gift for the down payment or closing costs when using a Conventional Loan? Not…
FHA loan limits are going up for case numbers after 1/1/24. For Texas Metro Areas, the limits are higher: …
Part of the fun of being in the mortgage business is that we get to help people. Buying or refinancing…
I hope you had a great Thanksgiving holiday! I wanted to let you know how the major mortgage programs treat…
Most Down Payment Assistance is tied to your income. If you make too much money you don’t qualify for the…
If you have a conventional loan, and your loan to value ratio is over 80% – you will be paying…
Your property tax bill usually comes out in late November, or early December. There are two issues I see every…
If you haven’t owned a home in the last three years and you want to purchase a home you should…
Sometimes a borrower needs a simplified way to prove their income. Did you know we have a VOE (Verification of…
I wanted to address the two most common questions that I get regarding reverse mortgages… Question: What happens if I…