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Brett's Mortgage Blog

How To Get A Mortgage With Less Than 2 Years Of Work History…

mortgage lenders near memortgage lenders near meIn the mortgage world there are rules we have to follow.

Such as, rules about how long a person has to work to get a mortgage.

Guidelines to get a conventional mortgage say you need at least two years of work history.

However, sometimes it’s possible to get a conventional loan with less than two years of work history.

If we run an application with less than two years work history through the automated underwriting engine, and it takes it – then you are good to go.

I had this happen last week.  Got an automated approval on a woman with about 1.5 years of work history.  Approval.  Now she’s out looking for a house.

So, you never know until you run it.  If you or someone you know is  in the situation, let our office take a look at it.

That’s it for today.

Thanks for reading!

Brett

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Brett Sampson

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