- FHA loans make up over 80% of 1st time buyer mortgage
- 73% of 1st time buyers over 95% LTV and under 680 fico use FHA
- The average credit score in TX is a 681
- By the numbers…a $289K FHA loan with a 680 fico will save a borrower $111 per month vs a conventional loan with PMI
- Over 80% of TSAHC DPA loans are FHA thanks to flexible terms!
USDA is a 100% government insured loan. Low rates, and no down payment. However, there…
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