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Brett's Mortgage Blog

Minimum Waiting Period For Chapter 7 Bankruptcy For Each Loan Program…

Good Morning!

Here is the waiting period for Chapter 7 bankruptcy for each major mortgage loan program…

FHA: 2 years from discharge date, but not less than 12 months w/extenuating circumstances.

VA: 2 years from completion date.

USDA:  3 years from discharge date.

Fannie Mae: 4 years from discharge date, or dismissal date.

Freddie Mac: 4 years from discharge date or dismissal date.

That’s it for today!

I hope you have a great day! Thanks for reading!

Brett

 

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Brett Sampson

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