One Simple Step To A Happier LIfe…

Good Morning!

I try to do a post about this at least once a year because it’s important…

My job as a loan officer allows me to have a unique perspective into people’s lives.

I can see how much money people make, and how much money they have in the bank.

I do loans for people who make less than $20,000 a year, and I do loans for people who make well over $250,000 a year.

I know times are harder now than in years past, but this post isn’t about circumstances as much as a mindset.

…It doesn’t matter if you make a lot of money, or very little money – there is a common problem that I see again and again…

…Little to no savings.

This isn’t true in every case, but I see it very often.
People tend to spend what they make.

…even the borrowers I have who make a lot of money don’t tend to save their money.

My advice to you?…  Pay yourself first.

Open a savings account, and before you pay any other bills – pay yourself first. …pay it just like it was a car payment or an electric bill.

…Make it a percentage of your total income.

Pay it every month. …it will build up faster than you think.

There is a special comfort that you will gain when you see that you have a comfortable cushion in the bank.

…I want that feeling for you.

This feeling of comfort will percolate into other areas of your life – less fights about money – less stress at work – happy mom and dad makes for happy kids, etc.

That’s it for today!

Have a good day today! …and thanks for reading.

Brett

 

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