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Brett's Mortgage Blog

No, You Can’t Get A Zero Percent Mortgage Rate…

Good Morning!

I want to attempt to clear up a common misconception…

You can’t get that new 0% mortgage rate you heard about.

I’m afraid you won’t be able to find that in the mortgage market.  

That’s the Fed Funds Rate.  It applies to overnight loans between the biggest financial institutions in the US.  If you are one of those institutions and you need money for less than 1 day, then you are in luck.

If you’re a homeowner or buyer looking for a mortgage, you are looking at MORTGAGE RATES, which are different than the Fed Funds Rate.

Mortgage rates could go lower, they could also go higher.   …they certainly won’t be going to 0%.

That’s it for today!


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Brett

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Brett Sampson

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