Spouse Has Good Income, But Poor Credit…
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Good Morning!
I get asked this question allot by borrowers…
“My spouse doesn’t have very good credit, but can I use her income on my loan application?”
Answer: “No.”
If we ad the spouses income, then we have to take his/her credit too. In fact, they would become an equal borrower on the loan.
If you are in this situation, and need more income on your loan to get approved – give us a call or shoot us and email.
There are other possible ways to add income, and we can explore these with you.
That’s it for today!
Have a good day today! …and thanks for reading.
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