Good Morning!
Did you know there is a 3% down Conventional loan for first time home buyers?
Here are some of the important features of this product…
1) Owner-occupied primary residence only.
2) Minimum 620 FICO score.
3) 3% down payment can be a gift.
4) 1-unit attached and detached single family residence, attached and detached PUDs.
5) Purchase and rate/term transactions.
6) No up front MI (like you would have on FHA).
9) Loan amounts up to conforming limits ($510,400 in Texas).
This is a great product.
If you meet the credit criteria listed above, and you only want to put 3% down on a house – then call us and we can help you with this.
That’s it for today!
Have a good day today! …and thanks for reading.
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