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Brett's Mortgage Blog

How To Get A Loan When You Have Filed A Tax Extension…

Good Morning!

What do you do if you are in the process of applying for a loan and you have filed an extension on your taxes?

(assuming your loan officer is asking for tax returns for  underwriting)

Your loan officer asks you for your most recent tax return, but you can’t give it to him or her because you filed an extension.

Easy! …You give your loan officer the extension you filed, plus your previous two years tax returns.

Now, if your extension shows you owe money to the IRS the underwriter may ask you to show proof you paid this money. Keep this in mind.

That’s it for today!

I hope you have a great day! Thanks for reading!

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Brett Sampson

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