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Brett's Mortgage Blog

How We Do VA Loans With Low Scores…

Good Morning!
Hope you had a good weekend!
Did you know we can do VA loans with credit scores under 500?
We can!
Here are some of the basic things we look for with manual underwritten VA loans…
1)  NO Foreclosure or BK in last 2 years.
2)  No Derogatory credit in the last 2 years.  So, in other words, it’s ok if there’s bad credit, but it needs to be older bad credit.  Two years old or older.
That’s it for today!
Thanks for reading!
Brett
Brett Sampson

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Published by
Brett Sampson
7 years ago

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