For Conventional loans there is really no way around this. You will have to remove them.
However, for FHA loans you don’t necessarily have to remove them.
This is true for manually underwritten FHA loans.
So, if you are getting an FHA loan, and your loan office wants to remove the disputes. Ask your loan officer to have the file manually underwritten.
On a manually underwritten loan the underwriter can underwrite the loan “around” the disputes. …Ignore them in other words.
** In other news… Rates are really low right now. If you have considered lowering your term to 20 or 15 years – call me or email me to get a quote.
That’s it for today!
Have a good day! …and thanks for reading.
Brett
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