That Time Of The Year Again…

Here we are at the end of the year.

Now is the time to think about what you want to achieve for the coming year. …To set your goals.

I would like to suggest one of the goals you should incorporate for the coming year if you aren’t already doing it is to create a savings program.

I’ve written about this before, but I wanted to touch on it again here because it’s important…

My job as a loan officer allows me to have a unique perspective into people’s lives.

I can see how much money people make, and how much money they have in the bank.

I do loans for people who make less than $20,000 a year, and I do loans for people who make well over $250,000 a year.

…It doesn’t matter if you make a lot of money, or very little money – there is a common problem that I see again and again…

…No, or very little savings.

This isn’t true in every case, but I see it very often.
People tend to spend what they make.

…even the borrowers I have who make a lot of money don’t tend to save their money.

My advice to you?… Pay yourself first.

Open a savings account, and before you pay any other bills – pay yourself first. …pay it just like it was a car payment or an electric bill.

…Make it a percentage (10%) of your total income.

Pay it every month. …it will build up faster than you think.

There is a special comfort that you will gain when you see that you have a comfortable cushion in the bank.

…I want that feeling for you.

This feeling of comfort will percolate into other areas of your life – less fights about money – less stress at work – happy mom and dad makes for happy kids, etc.

That’s it for today!

Have a good day today! …and thanks for reading.

Brett

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