.
FHA – If the mortgage was current at the time of the sale then there is no wait. If the mortgage was delinquent at the time of the sale there is a 3 year wait before you can get another mortgage.
.
VA – If the mortgage was current at the time of the sale then there is no wait. If the mortgage was delinquent at the time of the sale there is a 2 year wait before you can get another mortgage.
.
Fannie Mae – 4 years. If the mortgage was included in a bankruptcy then it will be based off the discharge date of the BK.
.
Freddie Mac – 4 years from completion date.
.
That’s it for today!
I hope you have a great day! Thanks for reading!
Brett
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