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Categories: Brett's Mortgage Blog

Quick Credit Tip…

small brett picsmall brett picDid you realize that 15 percent of your credit score comes from the length of time each account has been open, and the length of time since the account’s most recent action?

So, it’s impossible for someone who is new to credit to have a perfect credit score.

A longer credit history provides more information and offers a better picture of long-term financial behavior.

So, to improve your credit score, individuals without a history should begin using credit, and those with credit should maintain longstanding accounts.

That’s it for today.   …Have a good week!

Thanks for reading!

Brett

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Brett Sampson

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