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Categories: Brett's Mortgage Blog

Creative Way To Come Up With A Down Payment…

I get this question sometimes: “Can I sell a car to come up with a down payment?”

The answer is “yes”. …It’s possible to sell a personal asset (car, boat, jewelry, baseball card collection, etc.) to raise the money for your down payment.

Here is what you would need to provide the mortgage company if you decide to sell a personal asset…

1) Evidence of your ownership of the asset.

2) Estimate of the asset’s value (Kelly Blue Book, professional appraisal etc.)

3) Bill of sale.

4) Copy of the check from the purchaser of the asset.

5) Copy of the deposit slip showing you put the funds into your account.

Keep this in mind if you or someone you know is having trouble coming up with a down payment on a house!

That’s it for today!

Have a good day today! …and thanks for reading.

Brett

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Brett Sampson

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