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Categories: Brett's Mortgage Blog

How To Build A House With An FHA Loan…

Did you know you can build a home from scratch using an FHA loan?

It’s true! However, you should know that you can only use it for manufactured and modular homes.

Our One Time Close program provides construction financing, Lot Purchase and a Permanent loan, all wrapped in one.

Here are some of the benefits of this program…

1) Reduction in total cost due to only one closing.

2) Reduces interest rate risk.

3) FHA 96.5% LTV financing allowed.

4) Only one closing prior to the start of construction.

5) No payments due from Borrower during construction.

6) Borrower’s first payment begins once construction is complete.

7) No requalification once construction is complete.

8) Builder/Retailer is allowed staged funded draws during construction based on line-item percentage of completion.

If you would like to build a manufactured or modular home on land – give me a call or shoot me an email. …I’ll be happy to help you out!

That’s it for today!

Have a good day today! …and thanks for reading.

Brett

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Brett Sampson

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