sangfnsgfsd
Categories: Brett's Mortgage Blog

Can You Add Spouses Income, But Not Credit? Answer…

Good Morning!
I get asked this question allot by borrowers…“My spouse doesn’t have very good credit, but can I use her income on my loan application?”

Answer: “No.”

If we ad the spouses income, then we have to take his/her credit too. In fact, they would become an equal borrower on the loan.

If you are in this situation, and need more income on your loan to get approved – give me a call or shoot me and email. We can brainstorm on some solutions for you to add some income on your loan.

That’s it for today! 

 

Have a good day today!  …and thanks for reading.

 

Brett

To see if you qualify for a mortgage right now – CLICK HERE  and fill out this simple application.

 

To sign up for my weekly mortgage quick tips – CLICK HERE.

To download this report “4 Easy Ways To Get Someone Else To Pay Your Closing Costs!” – CLICK HERE.

 

Brett Sampson

Recent Posts

100% Financing Down To A 580 Credit Score…

Did you know even if you have “challenged” credit you can still get a low…

11 hours ago

How To Get A Mortgage With Foster Care Income…

If you receive money from the State or a County sponsored organization for providing foster…

6 days ago

Two Most Common Reverse Mortgage Questions…

I wanted to address the two most common questions that I get regarding reverse mortgages……

1 week ago

You Paid Cash For Your House, But Now You Need Your Cash Out…

If you purchased a home using your own cash, and now would like to pull…

2 weeks ago

Free Grant Money Available For These Professions…

I wanted to let you know we have a 2% to 5% downpayment and closing…

2 weeks ago

Another Way To Acquire Rent Properties…

If you want to acquire rental properties, but you are having issues proving your income…

3 weeks ago