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Categories: Brett's Mortgage Blog

Can You Add Spouses Income, But Not Credit? Answer…

Good Morning!
I get asked this question allot by borrowers…“My spouse doesn’t have very good credit, but can I use her income on my loan application?”

Answer: “No.”

If we ad the spouses income, then we have to take his/her credit too. In fact, they would become an equal borrower on the loan.

If you are in this situation, and need more income on your loan to get approved – give me a call or shoot me and email. We can brainstorm on some solutions for you to add some income on your loan.

That’s it for today! 

 

Have a good day today!  …and thanks for reading.

 

Brett

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Brett Sampson

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Published by
Brett Sampson
13 years ago

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