Can You Add Spouses Income, But Not Credit? Answer…

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Can You Add Spouses Income,…

I get asked this question allot by borrowers…“My spouse doesn’t have very good credit, but can I use her income on my loan application?”

Answer: “No.”

If we ad the spouses income, then we have to take his/her credit too. In fact, they would become an equal borrower on the loan.

If you are in this situation, and need more income on your loan to get approved – give me a call or shoot me and email. We can brainstorm on some solutions for you to add some income on your loan.

That’s it for today!

Have a good day today! …and thanks for reading.

Brett

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Category: Brett's Mortgage BlogBy Brett Sampson April 30, 2012

Author: Brett Sampson

https://www.berkshirelending.com

Thank you for your time and effort. We are very pleased. Have a happy holiday.

T. TrungPlano, Texas

I want to thank you for all your help with the refinance. You really work hard with me to make sure this refinance got done. Thank you so much again! I will send referrals your way!

M. SouthernHouston, Texas

Special thanks to your staff who really put in the extra hours to get this done in a short time frame.

I have already recommended you to several friends who were helping during the move.

M. LampeRichardson, Texas

Thanks for all your help! I really appreciated you and Leslie’s patience and help Thru the process.

M. HancockLaredo, Texas

We truly appreciate the professionalism with which you managed our loan process. Your calm demeanor in crunch times was unusual and refreshing.

Thank you again. If we ever have the opportunity to suggest your service to someone, we most certainly will.

L. GlenFort Worth, Texas

Thank you so much for your help in getting our loan approved. You really went the extra mile and Tom and I appreciate it so much.

K. SavayDallas, Texas

Brett, thank you for making our dreams come true!

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Joey and I will both highly recommend you to anyone we know who is looking to buy a home! I also know that Nancy was very pleased with your service so I wouldn’t be surprised if you get some referrals from her as well 🙂

J. BurnsideSan Antonio, Texas

It was great working with you. I appreciate everything you did to help make this a success.

H. SotoFort Worth, Texas

Thank you for all the help and be sure that I will use you in the future and recommend you up anyone that can use you.

H. KingKerrville, Texas

Thank you for everything that you and Rosi did for this to happen. Thanks.

G. SanchezGrapevine, Texas

I appreciate it also Brett, Thank you very much !!! Thanks again. 🙂

G. MontoyaDallas, Texas

Brett was able to get this title

officer to travel all the way to Waco from Plano so that I could close. I would highly recommend working with Brett Sampson and would do it again!

C. MartinWaco, Texas

Thank you! Everything went smooth at closing. I will recommend you to others. Have a great weekend.

B. ScherryFort Worth, Texas

Thank you for you’re help getting this done and doing a good job for us.

B. PittsMcKinney, Texas

Can You Add Spouses Income, But Not Credit? Answer…

Author: Brett Sampson

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