Good Morning!
Did you know I can go down to a 580 credit score on FHA now?
Yes I can!
Here are some things you need to know about this program…
· Credit scores between 580 and 599.
· 95% max LTV (5% down payment).
· 33/45 DTI max.
· 12 months cancelled rent checks required.
· No mortgage/rent late payments in the last 12 months.
· 6% seller concessions allowed.
· Borrower must have 2 credit scores with at least 2 trade lines open and active within the last 12 months.
· No derogatory activity in the last 12 months.
If this program fits you – let me know! I’d love to help you out with your home purchase!
I hope you have a good day today. Thanks for reading!
Brett
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