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Categories: Brett's Mortgage Blog

What You Need To Know About Part Time Income With FHA…

Good Morning!

I’ve talked about this before, but I think it’s worth revisiting…

If you are trying to purchase a house with an FHA loan – and you are using part time job income, be aware of this…

FHA will want to see that you have a two year stream of this part time income before they will give you credit for it.

…So, in other words if a loan officer tells you that you need more income – you can’t just run out and get a part time job to satisfy this need. …You wouldn’t fulfill the 2 year work history on it.

You do have other options though… If you are in this situation – please give me a call or drop me an email. I would love to try to help you.

I hope you have a great day! Thanks for reading!

Brett

Brett Sampson

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