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Categories: Brett's Mortgage Blog

New 3% Down Loan Product…

Good Morning!

I wanted to highlight a very competitive product being offered by Fannie Mae.

…It’s their 97% purchase product. That’s right! …only 3% down.

Here are some of the important features of this product…

1) Owner-occupied primary residence only.

2) Minimum 720 FICO score.

3) 3% down payment must come from the borrower’s own funds.

4) 1-unit attached and detached single family residence, attached and detached PUDs.

5) Purchase and rate/term transactions.

6) Maximum DTI 41%.

7) 15, 20, 25, and 30-year loan terms.

8) No up front MI (like you would have on FHA).

9) Loan amounts exceed 271k (which is the FHA limit in most of Texas).

This is a great product.

If you meet the credit criteria listed above, and you only want to put 3% down on a house – then call me and I can help you with this.

I hope you have a good week. Thanks for reading!

Brett

Brett Sampson

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