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Categories: Brett's Mortgage Blog

FHA Is Changing This Again…

Good Morning!

I wanted you to know that FHA is changing their Mortgage Insurance again.

Here are the 7 things you need to know about these changes:

1. These changes are effective April 18th, 2011.

2. The Annual Insurance Premium will increase .25% for standard forward mortgages. The Upfront Mortgage Insurance remains at 1.00%.

3. The Annual Premium is now 1.15% for LTVs GREATER than 95% on 30 year loans.

4. The Annual Premium is now 1.10% for LTVs EQUAL to or LESS than 95% on 30 year loans.

5. The Annual Premium is now .50% for LTVs GREATER than 90% on 15 year loans.

6. The Annual Premium is now .25% for LTVs EQUAL to or LESS than 90% on 15 year loans.

7. Case numbers with no activity for 6 months will automatically be canceled (includes case numbers pulled prior to April 18th, 2011.)

Thanks for reading!  …and, have a good day!

Brett

Brett Sampson

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