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Categories: Brett's Mortgage Blog

The Price Of These Loans Just Got More Expensive…

Good Morning!

Don’t look now but Fannie Mae and Freddie Mac are increasing their pricing adjustments for lower credit scores….and, lower scores to Fannie and Freddie means anything below a 740 credit score.

These adjustments were already high for conventional loans.   …but, now it’s getting ridiculous.

I have two messages for you here…

1)  Your credit score is more important than ever – and try to keep it as high as you can.
2)
FHA, VA, USDA don’t have the extremely high pricing penalties that
Fannie/Freddie do.        …so, if you can possibly avoid using a
conventional loan – please do so.

Thanks for reading!  …and, have a great day!

Brett

Brett Sampson

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