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Categories: Brett's Mortgage Blog

No Down Payment On This Loan…

Good Morning!
I wanted to remind you about the USDA program.  It’s a no down payment – 100% financing loan program.

Congress just added funding to this program – so it’s running full speed again.

Here are some unique features of the USDA loan program…

 

·         100% financing.

 

·         Small monthly mortgage insurance.

 

·         Gifts for down payment are allowed (if you want to put money down).

 

·         No limit on seller help with closing costs.

You need to make sure of two things…

1) The property you want to buy is in a USDA approved area.

2)  Your family meets the income guidelines for your area.

You can find this information on the links below…

·         Property eligibility:  http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

 

·         Income eligibility:  http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

 

I hope you have a good day today, and a good weekend.  Thanks for reading!

Brett


Brett Sampson

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